肇事逃逸后该怎么做
肇事逃逸事故会让人感到压力. Consider these tips if you find yourself in this situation.
车祸已经够让人紧张的了. Add the element of a hit and run, and it may leave you feeling completely helpless.
什么是肇事逃逸事故?
在交通法规方面, it's the act of someone knowingly causing an accident and then leaving the scene without providing any information about themselves or assistance to another. In many jurisdictions, it's a misdemeanor unless someone is injured. 这可能会成为重罪指控.
和任何碰撞一样, you must carefully document hit and run accidents for your insurance company and the police. However, that can be a little tricky since one driver has taken off!
Here are five dos and don'ts for handling a hit and run
When one party in an accident flees, it's important to stay to talk to witnesses and the police.
- DO 如果你在车里或有人受伤，请拨打911.
- 不 跟着逃跑的司机. Leaving the scene of the accident could put you in a compromising position: You might miss getting eyewitness accounts — and police could question who's really at fault. 不仅如此, 你有再次发生事故的危险, or putting yourself in a dangerous situation without knowing the demeanor of the other driver.
- DO 获取尽可能多的信息 about the driver, car and accident as possible, including:
- 车牌号码
- 另一辆车的品牌，型号和颜色
- Description of damage to the other 车辆 (take photos if possible)
- 另一辆车往哪个方向开了
- 车辆损坏的照片
- 事故的地点、日期、时间和原因
- 不 wait to call the police or your insurance company to file a police report or an 事故索赔. The official accident report will help police look for the missing driver and be useful when you file your 事故索赔.
- DO ask witnesses if they can supply additional information about the accident. If they give you or the police a statement, be sure to get their names and contact information. Witness information can be especially helpful if the hit and run occurred when you were not with your 车辆. 获取更多关于 如何处理停车场事故.
获取汽车pp王者电子官网报价
想保护你的车?
pp王者电子官网包括肇事逃逸吗?
If you're involved in a hit and run, your auto policy may cover some expenses. It's important to note that coverages will vary by state. If you are a 状态 Farm® customer and want to learn more about your current coverage or need to file a claim, 考虑 登录我的账户 或者下载 州立农场移动应用.
让我们看看具体的pp王者电子官网范围.
- 碰撞的报道 pays to repair or replace your 车辆 if it's been damaged in a collision with another 车辆, 物体或车辆倾覆. 如果你是肇事逃逸事故的受害者, you may be able to make a claim on your policy even if the other driver isn't found.
- 未投保机动车辆pp王者电子官网 帮助支付医疗费用, lost wages or damages to your car (if applicable in your state) if the driver at fault for the accident doesn't have insurance or if the driver at fault for the accident remains unknown. 并不是每个州都有这种pp王者电子官网. 如果您或投保司机不承担此pp王者电子官网, you may be at risk of not being covered in the event of a hit and run.
你必须为肇事逃逸支付免赔额吗?
修理你的车可能会有免赔额. Deductibles and coverages vary depending on the state you reside in and the type of policy you carry.
Maintain communication with your insurance company during the claim process. 如果肇事逃逸的司机被确认, t在这里 is a chance that your insurance company may file a claim with the other driver or will try to recover your deductible through 代位权.
你的 pp王者电子官网代理人 can be a good resource if you find yourself in this unfortunate situation. 欲了解更多信息，请阅读我们的提示 事故发生后该怎么做.
